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There are basically two reasons for formalizing agreements. First you will need a document to make sure an issue actually exists and secondly you will need a contract to protect yourself from more than just a handshake or verbal agreement to legally guarantee agreements.
| Make sure issue exists when: | Legally guarantee agreements when: |
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regarding the payments/interest/ part
My mum had a loan off a certain high st lender (money shop) as far as she’s concerned she was supposed to pay the loan of £200 back @ £12.50 a week but after lots of different payments of £25 then one of £62.50 and finally one of £110 yesterday. My mum phoned me asking if they were allowed to do that so i asked to see her loan agreement and was told they never gave her one!! I have phoned and been into the shop to attain a copy of the loan agreement and was told that they did’nt have to give her a copy?? I am pretty sure that this is illegal can anyone shed some light on this situation for me please?
Hi,
Is it legal to record someone without their knowledge inside their office in New York City? I had to record someone who was keep refusing to meet with me in person and finally met and made an oral agreement about investing in my business. So, can I use this recording in court for the future to prove his oral agreement? I know that it’s legal to record someone in NY without their knowledge in public areas. How about their office space?
Thank you!
1. The interest on a 90-day promissory note is RM200. If the interest rate is 8% per annum,find the face value of the note.
2. Juliana borrows RM5000 for six months form a lender who charges a discount rate of 9%. Find
(a) the discount
(b) the proceeds.