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Filing chapter 7 bankruptcy legal forms will result in most of your unsecured debt (mainly credit cards) being discharged while being allowed to keep a reasonable amount of property determined by the laws of your state. When you file for chapter 7 bankruptcy, you immediately stop all actions against you by creditors. The main purpose for filing chapter 7 bankruptcy forms is to discharge certain debts to give an honest individual a chance to start over.
Filing chapter 13 bankruptcy legal forms offers individuals with regular income a means to repay their debts over time, either in full or in part. The purpose of chapter 13 is to enable financially distressed individual debtors, under court supervision and protection, to initiate a repayment plan in which creditors are paid over a period of time.
Filing for bankruptcy is not an easy decision to make. If you are unable to pay your debts on time due to an extended period of unemployment, huge medical expenses, overextended credit or other large unexpected expenses you may have no other choice but to file personal bankruptcy forms to get a fresh start.
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I don’t want my credit ruined because my soon to be ex spouse is filing bankruptcy now. divorce has been going on almost 3 years now, I want to stop him from filing on the house or anything else with my name on it, so I won’t be scarred for the next 10 years. The mortgage and home is in both of our names, but that’s about all, maybe one or two credit cards, but mostly the home. Anybody got good solid sugguestions?
I have already talked to an attorney, and get nothing but the run around. He won’t sign a quit claim deed, and cares nothing about the house. The attorney’s here are in a very tight knit circle where everyone knows everyone and has worked with them at one point in time. I don’t want my credit with a Bankruptcy lable on it because the ex is an idiot. The divorce has taken almost 3 years because he keeps putting it off. My parents are willing to support the children and myself, but he thinks he should get a cut in it. Just because they are well off, doesn’t mean I am. Any advice??
My husband and I have decided to file Chapter 7. We have already contacted a bankruptcy attorney, but have not officially filed. We are going to surrender our house. It is worth less than what we owe on it. We are currently less than 1 month behind on our mortgage payment. How long after filing would we need to be out of the house? We don’t want to get notice and have to be out all of a sudden. By the way, we are filing in Illinois. Please…no responses about how bankruptcy is a bad thing. You don’t know our financial situation. Thank you.
I work for a company that I believe will file bankruptcy soon. We are on a 4 year union contract. Dose the company legally have the right to renegotiate our wages before the contract is up?
Thanks John. What if the employees say no way to a cut in pay? Then what do they do?
I am planning on filing bankruptcy, and I have been calling around to check the fees. But some lawyers are charging as much as $2000. is this right? Is there another aalternative fee-wise?
believe it or not, i just cannot find any job. I have hunted for job a lot but there is no luck. Now i’m being frustrated by creditors who call 40 times a day. So to get rid of such harassment, i decided to file bankruptcy protection.
What will be the consequence of filing bankruptcy?
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